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Make Sure Your Summer Isn’t a Bummer – Insure Your Fun!

Before we know it, it’ll be time to put the boat on the lake or get the ATVs out of storage, so now is a great time to check with your insurance agent to make sure your summer fun items are properly...

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Back to School Checklist Should Include an Insurance Check Up!

Over the next couple weeks, we’ll see the return of cooler temperatures, shorter days and football season – Go Bucks!  It’s also the time of year students across the country return to school. And for...

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‘Tis the Season to Prevent Holiday Party Liabilities!

Now that Thanksgiving has passed and fall is coming to an end, the fun winter holiday parties are upon us! If you plan on being a holiday host, make sure your guests have a good time and stay safe,...

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Man’s Best Friend or a Liability?

I am an animal lover, but dogs are my personal favorite. They are great company and it’s in their nature to seek your approval and love. Dogs are said to be “man’s best friend”, but have you ever...

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What You Need to Know About Your Auto Liability Insurance

If you drive a car, you likely have auto insurance. Your insurance policy provides coverage against the many exposures of owning a vehicle. One of the most important perils it covers is your liability...

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Common Misconceptions about the Personal Umbrella Policy

One thing I’ve learned over the years is there are several common misconceptions regarding personal umbrella insurance policies. In some cases, people who have one think it provides a blanket limit of...

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Personal Liability Coverage – Don’t Let It Be An Afterthought

When discussing and rating homeowner insurance policies, personal liability coverage is often an afterthought.  Insurance companies and insurance agents don’t always take the time to explain what it is...

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When Things Go (Really) Wrong, Your Umbrella Has You Covered

Over the past few weeks, I’ve had the same discussion with two sets of family and friends about the importance of umbrella policies and what they actually cover. Surprisingly, neither couple really...

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March Madness is Here – Are You Ready for the Risks?

For basketball junkies and non-junkies alike, this is the greatest time of year for college basketball. March Madness has officially arrived! The excitement for the sport is at its highest, and even...

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It May Have Been Covered but HOW Was It Covered?

If you’ve watched any college football over the past several years, you’ve probably seen multiple commercials from a certain insurance company that likes to show an imaginary college professor walking...

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When Life Brings Storms, a Personal Umbrella Policy Protects You!

Many personal insurance policies provide liability coverage to protect you if you are sued as a result of an injury for which you are responsible, whether it is bodily injury or personal injury. We all...

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Don’t “Buck” You’re Exposure! Hunter’s should read!

FALL! My most favorite time of the year…Friday night lights, college football, local festivals, and of course, hunting season! There’s that magical feeling floating in the air this time of year,...

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Coverage for the College Student

This is the time of year I often receive questions about the coverages needed to protect students who are going away for school. These requests are common for parents sending their children off to...

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Imagine…your insurance policy doesn’t fully cover a liability loss. Then what?

Imagine your child and his friends are playing with the new, family pup in the backyard. Suddenly, the dog bites your son’s friend in the face causing permanent harm. You are legally liable for the...

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Common Misconceptions about the Personal Umbrella Policy (Part 2)

Back in 2017, I wrote about several misconceptions that are common to personal umbrella policies. While those four misconceptions still hold true, I thought I would turn this into a two-part series...

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Make Sure Your Summer Isn’t a Bummer – Insure Your Fun!

It’s time to put the boat on the lake and get the ATVs out of storage. It’s also a great time to check with your insurance agent to make sure your summer fun items are properly protected. Here are some...

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Umbrella Coverage: What It Is and Why You Need It

You might find yourself wondering, “Do I really need an umbrella policy?” The short answer is: yes. While many consider umbrella coverage a supplemental policy compared to home, auto, and even life...

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